Janice Chen

About

Our Mission

Empower individuals, families, and business owners to achieve financial clarity and confidence

Bridge the gap between personal and business financial wellness

Provide actionable education that leads to lasting money habits

Deliver creative, tech-supported solutions for modern business challenges

Who do you know…?

1. who wants to take control of their personal or business finances?

2. whose employees are distracted and stressed about money—hurting performance?

3. who’s searching for financial wellness benefits to improve retention and productivity?

4. who needs a financial partner to guide them through business cash flow, debt, and growth planning?

At Coach J Financial, we guide individuals and businesses on their journey to financial health. From one-on-one personal finance coaching to integrated business financial management solutions, we help you:

Master budgeting and money habits

Improve credit and debt management

Navigate business finances with clarity—bookkeeping, cash flow, and strategic planning

Establish financial systems for growth and sustainability

Break through mindset blocks with accountability and proven frameworks

Prospera Solutions partners with employers to provide workplace financial wellness benefits that empower employees and boost the company bottom line. Through confidential coaching, workshops, and smart tools, we help teams:

Reduce financial stress and distraction

Build healthy money habits

Improve credit, reduce debt, and plan for the future

Increase engagement, retention, and productivity

Show employees they are valued—with benefits that matter

We believe companies thrive when employees are financially secure. Serving Silicon Valley, the Bay Area, and virtual teams nationwide.